What to do after buying property: E9, cadastre, electricity, water, and insurance

After signing the purchase agreement, the process of owning property in Greece is just beginning. To avoid legal complications in the future, you must complete the tax and technical registration of the property.

Check the Cadastre

The contract must be officially registered with the Greek Cadastre. Ensure you have received the registration confirmation and the cadastre number (KAEK). In the document, you must verify:

• Owner’s name;
• Property area;
• Plot boundaries;
• Ownership share.

Keep the contract, cadastre extract, plans, building permit, and engineer’s documents in a safe place. Any inaccuracies in the documentation should be corrected immediately, rather than at the time of a future sale.

Check the E9

The property must be reflected in the E9 declaration in your personal account on the myAADE portal. When performing a digital transaction, the record may be created automatically; however, the owner must verify the accuracy of the data: area, floor, purpose of the premises, share, and the presence of auxiliary spaces.

For non-residents, the deadline for submitting the E9 declaration is March 31st of the year following the purchase. Based on this data, the annual property tax (ENFIA) is calculated.

Transfer Electricity

To transfer the electricity supply contract, choose a provider. Usually, the procedure requires a passport, AFM (tax number), the purchase agreement, and the meter number. When handing over the keys, be sure to record the current meter readings. If a new line, power change, or connection separation is required, you must contact DEDDIE and hire a licensed electrician.

Arrange Water and Utility Services

Water supply is transferred through the local operator. Check the meter number, initial readings, and the absence of debts from the previous owner. Also, do not forget to arrange:

• Internet and telephony;
• Complex maintenance contracts (common expenses);
• Service for the pool, garden, solar panels, alarm system, and other equipment.

Insure the Property

To protect your investment, it is recommended to take out insurance covering risks of fire, earthquake, flood, equipment damage, and civil liability to third parties. It is advisable to calculate the insurance amount based on the cost of restoring the house.

Collect Documents

Create an archive to store:

• The purchase agreement and cadastre documents;
• The E9 declaration and ENFIA notices;
• The insurance policy;
• Technical plans, equipment warranties, and specialist contacts.

If the property was purchased for the Golden Visa program, keep all payment confirmations and immigration file documents.

AILIT Group helps complete the registration and organize property maintenance. Check out our projects: Villa Lume, Villa Therenia, and Villa Calvion.

Summary

Proper registration of the cadastre, tax declarations, and utility contracts is the key to peaceful ownership. This simplifies the process of renting out the property, obtaining visa documents, and preparing the object for future sale.